AML & Compliance

JAPAN MONEY EXPRESS strictly adheres to its Country specific compliance with Anti-Money Laundering and Anti-Terrorism Financing Act, JAPAN MONEY EXPRESS has adopted an Anti-Money Laundering (AML) compliance policy & procedure as set forth Anti-Money Laundering and Counter Financing of Terrorism (AML/CFT).

JAPAN MONEY EXPRESS strictly adheres to its Country specific local regulations and Anti-Money Laundering Policy & Procedure formulated by the company, both in letter and spirit.

The fight against money laundering is a priority for JAPAN MONEY EXPRESS. We recognize that the fight against money laundering is a team effort. Therefore adherence to “Anti Money Laundering Policy” is essential for the safety and ethical standards of the Company’s operations.

The purpose of this policy is to enhance the company’s compliance with anti-money laundering laws and regulations, to assist law enforcement in combating illegal money laundering and combating Financing of Terrorism so as to minimize the risk of company resources being used for improper purposes.

Our policy is to conduct business in compliance with all applicable laws and regulation and stop criminals from using our products and services for the purpose of money laundering. Our cooperation to our regulators is in its entirety wherein we aim to maintain the highest operating standards to safeguard the interest of our customers, our shareholders, our staff and the communities where we operate.

In conducting business with due skill, care and diligence we always seek to comply with both the letter and spirit of relevant laws, rules, regulation, code and standards of good practice.

We aim to promptly address any irregularities that may arise, as we believe in transparency in our financial and regulatory reporting with swift disclosure of any breaches.

Scope of Policy

This policy applies to all JAPAN MONEY EXPRESS officers, employees, and products and services offered by the company within and outside Nepal. All business units of the JAPAN MONEY EXPRESS will cooperate to create a cohesive effort in the fight against money laundering.

Each business unit and locations have implemented risk-based procedures reasonably expected to prevent, detect and cause the reporting of transactions required. All efforts exerted will be documented and retained in accordance with AML policy of the company.

Japan Money Expressis fully committed that it will not let its services to be used for illegal purposes, and it is always ready to extend its cooperation to regulators and other Government authorities in this regard.


In response to the international community’s growing concern about the problem of money laundering and potential terrorist financing, many countries around the world are enacting or strengthening their laws and regulations regarding this subject.

In this regard, JAPAN MONEY EXPRESS strictly adheres to its Country specific local regulations and its AML Policy & Procedure, both in letter and spirit. The purpose of the policy is to establish the general framework for the fight against money laundering, terrorism, financial crimes and corruption.

JAPAN MONEY EXPRESS is committed to examining its AML strategies, goals and objectives on an ongoing basis and maintaining an effective AML program for the company’s businesses that reflects the best practices for a diversified, Money Transfer Service firm.

The company is committed to high standards of anti-money laundering compliance and requires management and employees to adhere to these standards in preventing the use of its products and services for money laundering purposes. In this context, the fight against money laundering is a priority for JAPAN MONEY EXPRESS, to prevent such illicit activities and protect the business from being victimized by money launderers.

At Japan Money Express, we are well aware about the complications and legalities of money laundering and its effects on the global financial market. Hence we are fully complaint and adhere to the jurisdiction of the Japan Finance bureau. We understand and have made all our AML policies completely at par with the terms and conditions, laws, rules and regulations, circulars, and other directives of the Finance Bureau.

Our AML policy guide is active in processing all our transactions including: knowing the customer through our CIP (Costumer Identification Procedures), approving transactions, handling suspicious cases, and other activities while in the thrust to countering or combating the possibility money laundering practices of its clientele or of its employees.

We understand our responsibility as financial institution towards Anti Money Laundering and are fully committed with regular monitoring and training of our staffs and sub-agents.